Lend with Care

Lendwithcare is a revolutionary way to help some of the world’s poorest people work their way out of poverty with dignity. Lendwithcare allows you to lend as little as £15 to fund a small business and once your money is repaid you can choose to recycle your loan to support another poor entrepreneur, or withdraw your money. 
Lendwithcare is currently working in ten countries.

Lendwithcare is an initiative of poverty fighting charity, Care International UK. 100% of the money loaned through Lendwithcare goes to the entrepreneur.

It starts with an idea. Whether it's opening a market stall, or perhaps a small tailoring business, or diversifying the crops they grow, people across the developing world are bursting with business ideas – all they need is a helping hand to get started.

The entrepreneur requests a loan. Entrepreneurs approach a local Microfinance Institution (MFI) that is a Lendwithcare partner and, if their ideas show promise, they get the go-ahead for the loan they need to get their business going.

Lend with Care lends to the entrepreneur. The MFI uploads the entrepreneur’s profile to Lendwithcare. Where we can choose which promising business idea we would like to support. We have chosen to support Don Pablo Alfonso is a cattle farmer from south-eastern Ecuador. He is single but has an 8-year-old son who is attending a local school and whom he financially supports.

Don Pablo is a beef farmer. He has a business together with his father and brothers. They sell the cattle in Ecuador's largest city of Guayaquil or to merchants who live locally. Don Pablo started farming about 10 years ago when he purchased 5 calves with a loan. Currently, he has a herd of 15 animals and keeps them on pasture owned by his family. On average, Don Pablo sells 10 bulls every 2 years or so. He requested a loan to buy 4 young bulls priced at $600. The rest of the loan is to pay 2 labourers to top his pasture. He expects to repay the loan over 24 monthly instalments.

The entrepreneur’s business grows. Entrepreneur profiles are updated so you can see how their business is transforming their lives.

Our loan is repaid. The entrepreneur pays back their loan in installments to the MFI, which transfers these repayments to CARE International. The repayment is credited to our Lendwithcare account. It’s as simple as that!

We decide what happens next. When the loan is repaid we can withdraw it if we wish. Or we can donate it to CARE International, or make another loan, helping more entrepreneurs turn their ideas and hopes for a better future into reality.